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In 2006, there
were 68,444 work related injuries reported to
the Utah Labor Commission. With a labor force of
over one million workers, your chance of getting
hurt at work are about one in twenty. Obviously,
some industries are more prone to injuries than
others. Transportation, construction, mining and
farming have some of the highest rates of injury
throughout the State.
Workers’ compensation is a “no fault” system.
That
means the injured worker does not need to show
the employer was at fault before benefits will
be paid. Likewise, the employer cannot claim the
injured worker was at fault in order to avoid
paying workers’ compensation benefits.
In this no fault system, the benefits for the
injured worker are reduced. Typically, your
medical expenses will be paid, you will be paid
2/3 of your typical wage while you’re off work,
and if you sustain serious injury, permanent
partial disability will be paid once your
condition stabilizes.
In the vast majority of these cases, benefits
will be paid without the need of any legal
intervention or judicial involvement. However,
there is a subset of cases that virtually always
require you to hire an attorney. These are
permanent total disability cases. |
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If you’re a bus driver and you
are paralyzed while on the job, there is little
question that permanent disability benefits will
be paid on that case, normally without the need
of an attorney. However, most permanent total
disability cases do not involve paraplegics or
quadriplegics. They involve people just like you
who sustain significant injuries, where they are
able to do some things, but are not capable of
working an 8 hour day, 5 days a week, competing
against young, healthy workers. It is these
cases that workers’ compensation insurance
carriers almost always deny and which
generally get into litigation. In these
situations, you need an experienced workers’
compensation trial attorney.
When workers have sustained significant injuries
at work, such as back surgeries, knee
replacements, head trauma and other similar
injuries and cannot go back to work, the
response from the insurance carrier is typically
something as follows:
I am really sorry that you had this work injury.
Under Utah law, we’re required to pay for your
medical expenses, which we have. We’re also
required to pay for your time off work until
your condition is stable. We have done that.
Your doctor has given you an impairment rating
and we will continue to pay that over the next
several months. However, at that point our
obligation ends. If you are unable to work, I
would suggest that you contact the Utah Office
of Vocational Rehabilitation or perhaps you
should consider filing for Social Security
disability.
Mr. Prisbrey has been practicing workers’
compensation law in Southern Utah for almost 14
years. He has heard numerous clients describe
conversations with insurance companies similar
to this. In those years of practice he has never
had one client tell him that the claims adjustor
for the insurance carrier advised they had the
right, pursuant to Utah law, to pursue a claim
for permanent total disability. Employers have
workers’ compensation insurance for a reason.
The burden should not be shifted to the federal
government, the Social Security Administration,
nor should it be deferred to the tax payers of
the State of Utah through vocational
rehabilitation. The burden ultimately should lie
upon the appropriate party, namely the workers’
compensation insurance carrier. If you sustained
a significant injury in a work related accident
and cannot go back to work because no one will
hire you, you need to contact a workers’
compensation permanent total disability
attorney.
Here at Aaron J. Prisbrey, P.C. we have handled
hundreds of permanent total disability claims.
These claims are complex. Typically they require
the need of a vocational expert who can testify
as to the work you have done in the past, the
jobs that are available in the local economy and
whether you can do those jobs based upon
functional restrictions from one or several
doctors. We have developed a systematic approach
to these cases. We work with your physicians and
typically vocational experts to present a case
to the Labor Commission, to maximize the
possibility of obtaining a favorable disability
award in your claim. Many times cases such as
these are settled out of court. The results vary
depending upon age, educational experience,
severity of injury and numerous other factors.
If you’re not sure whether you have a viable
permanent total disability claim, please feel
free to contact our office. Additionally, we
have available through our website, the Labor
Commission’s Employee Guide to Workers
Compensation Benefits. Also, available through
the website is Mr. Prisbrey’s book
"Five Missteps That
Can Cripple Your Utah Workers’ Compensation
Case". While this book details
the five things you can do that can hurt your
workers’ compensation claim, it also provides
information that is helpful in a workers’
compensation claim.
In addition to the workers’ compensation book,
Mr. Prisbrey has also written two other books
relating to accidental injury. His first book,
"Ten Essential
Skills Your Injury Attorney Must Have",
is available free of charge to Utah accident
victims only. (This book can be obtained through
the website or calling our automated toll-free
number.) The book focuses on some of the
complexities of injury cases including what to
look for in an experienced personal injury
attorney. The book is presented in a sometimes
humorous, straightforward way. It is a very
practical guide for injury accident victims.
Again, these books are available free of charge
only to Utah automobile accident victims, and
they can be obtained free of charge through the
toll-free number or by completing the form on
this site.
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